Our Firm


Your goals and dreams are unique to you, requiring individual attention, guidance and strategies. Through a collaborative relationship, members of Gulati Financial will help you assess your dreams and aspirations, and identify and prioritize your short-and long-term goals. This personal profile is a critical first step in helping you engineer a targeted, goal-driven plan and determine which financal strategies can assist you in achieving them. All specifically tailored to meet your unique, personal needs.

Our depth of knowledge allows us to thoroughly understand the intricacies of your financial situation because we are experienced in finding solutions to the issues you may face - whether they are simple or complex. We can help you toward your financial goals.

 Additionally you will have access to a range of top-quality investment and insurance products from leading financial companies.

We will empower you to make informed decisions about your finances, including those related to:

  • Estate Conservation & Wealth Preservation
  • Alternative Investments
  • Risk Managment
  • Financial strategies & Asset Allocation
  • Wealth Accumulation & Retirement Funding

With your business performance in mind, our financial professionals can help you develop and execute an integrated approach to meet your needs for asset accumulation, distribution and protection.

We offer an extensive array of innovative servcies and products to help fund various programs including:

  • Employee Benefits Plans, Pension & 401(k) Implementation
  • Business Succession
  • Employee Financial Analysis & Seminars
  • Executive Benefit & Deferred Comp Plans















































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































Gulati Finacial & Insurance Services:  Who we are

Gulati Financial & Insurance Services  is a leading financial & insurance services company providing Insurance, Retirement Planning, Pension plans and Investment strategies. We are dedicated to providing the highest quality service to our clients. We provide our clients with the very best the industry has to offer- whether it be estate planning*, retirement planning, risk management or employee benefits. We are committed to serving your interests, and we are committed to earning the trust of our clients by providing objective, dependable and comprehensive service.


Trust is the lifeline of our business.









































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































In more than two decades the most important thing that we have earned is the trust of our clients. Trust is more valuable than any amount of money we have ever received and is more important than any honor bestowed upon us.  




You can trust us because we are willing to take the time to find out what you really want; not to simply sell you a product or service, not to tell you what would be best for us; but rather to listen and develop your individual strategy and find those products that can turn your dreams into reality.



How we conduct businessFor more than two decades, Gulati & Associates has been using the "team approach" to develop multiple strategies to reduce the adverse effect of both income and estate taxes for our clients. We believe that this way not only are our clients best served, but their future generations are provided for as well.  

  • We conduct business by listening to our clients.
  • We help assess where they are and where they exactly need to be.
  • We help them outline their financial goals and identify obstacles in reaching them.
  • To eliminate those obstacles and build their financial program, we then use the professionals as needed. Attorneys, CPAs and our own financial professionals are all brought into play. This adds greater assurance that our clients, their business and their heirs will be well protected.