Gulati Financial & Insurance Services

Retirement Strategies and ,
Risk Management

Anil Gulati has been highly successful in providing financial advice and services to his clients since 1982. Anil's business career concentrates on the areas of wealth preservation strategies consisting of pension, retirement, insurance, investment, estate planning and asset allocation. His clientele consists of high net-worth individuals, executives, business owners and physicians.

In discussing his work philosophy, Anil speaks with sincerity and conviction: "Our philosophy at Gulati Financial is based upon an extraordinarily demanding code of ethics. We are committed to testing the validity of our actions against those we deem acceptable for ourselves in the pursuit of our own life goals. This, more than any other factor, is what sets the Gulati Financial apart"

Mr. Gulati is a graduate of Punjab University in India where he earned both bachelor's and master's degrees with honors in economics. He furthered his education by attaining a MBA from the University of Kansas in 1980.  Anil obtained his professional designations of Chartered Financial Consultant and Chartered LIfe Underwriter through the American College.

 
Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

More Calculators →

Newsletters

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

More Newsletters →