Leave
your present and future plans in experienced and trusted hands-Gulati
Financial Group.
Retirement Planning
You don't have to be close to retirement age to plan for
your own retirement. It's never too early to plan for your
future. We will help set up the SEP's, the Keoghs, 401(k)'s
or the IRA's.
Life Insurance
Whole Life, Term Life, Universal Life - The names are
meaningless to most people. What's really important
is what will be necessary to help proviide you and your
beneficiaries with financial protection.
Disability
or Income Replacement Plans
What happens if you're away from your business
or position for an extended period of time? Most
disability claims result from sports injuries, back
problems, medical disorders or plain stress. Will
you be able to financially meet your business or
family obligations? We can present you with a range
of products.
Charitable
Giving
Life Insurance and fixed annuity products can
be used to provide Charitable organizations
and foundations with financial support well
into the future. There are ways to minimize
the capital gains tax on highly appreciated
assets. Our experience and association with
well known professionals in this complex field
will prove to be invaluable.
Employee Benefit and Pension
Plans
Group benefits provide your employee with
life, disability, medical and dental coverage.
The cash flow and tax implications for both
your company and your employees must be carefully
considered. We do the research and help you
implement the most effective approach.
Deferred
Compensation and Pension Alternatives
For highly paid executives, we tailor
programs which can supplement the normal
retirement plan. We understand the needs
of key people and show you how to attract
and retain key employees.
Estate
Planning and Asset Allocation Strategies
Our goal is to legally reduce Uncle
Sam's share to the minimum. Passing
on the estate implies many onerous
and challenging issues. When is the
right time? Who will be the successor?
Is there enough liquidity in your
estate? Your estate requires ongoing
attention and updating so that it
makes as much sense today and into
the future. We are prepared to make
a lifetime commitment to our clients.
We can provide the vehicles to develop
estate planning through life insurance
and other financial products.
